Bophelo 100 was born from a simple, powerful conviction: that every South African deserves access to quality healthcare and genuine financial security. We saw too many individuals and families caught between the challenges of accessing proper medical care, navigating financial complexity, and planning for a dignified future. We built Bophelo 100 to bridge that gap.
We are a health and financial wellness service provider, founded by a management team with deep, practical experience across human resources, franchise management, engineering, property development, facilities management, entrepreneurship, and financial services. This expertise was forged at senior management levels within blue-chip companies spanning the motor, mining, telecoms, construction, retail, and petroleum industries. We understand the pressures businesses and households face, because we’ve lived them.
Our Values
We are guided by a clear set of principles in everything we do:
Integrity: Honest, transparent dealings—always.
Compassion: We genuinely care about our clients and their needs.
Excellence: Relentless pursuit of the highest quality products and services.
Innovation: Constantly finding better ways to serve you.
Affordability: We believe access to wellbeing shouldn’t depend on income.
Bophelo 100 operates across two integrated pillars: Health Solutions and Financial Wellness & Specialist Guarantees. We protect the people you love and the assets you’ve built.
Comprehensive, accessible medical insurance designed for real life. Our Gold and Silver plans provide extensive benefits including GP consultations, online doctor access, pathology, optometry, radiology, maternity, accident, and chronic medicine benefits. We make quality healthcare a reality, not a luxury.
We also support families during their most difficult moments with dignified value-added services:
Repatriation of Mortal Remains: Facilitating the transfer of remains to a funeral facility near the deceased’s permanent residence in South Africa or neighbouring countries.
Funeral Assist: Practical, immediate support when a family member passes, including vehicle hire, pre-paid airtime, pre-paid electricity, and access to funeral food hampers through a secure mobile payment platform.
Financial security is more than a policy—it’s peace of mind. Our solutions protect businesses, assets, and legacies:
Holistic Estate Planning and Administration: Integrating asset structuring, tax efficiency, and seamless estate winding-up to preserve your wealth and honour your wishes.
Construction Bonds and Guarantees: Performance, bid, advance payment, and retention guarantees for EPC contractors, subcontractors, and suppliers across construction, infrastructure, and renewable energy projects.
Fuel Guarantee & Business Insurance: In partnership with Guardrisk, we provide an exclusive fuel guarantee for FRA members and comprehensive, tailor-made business insurance for service stations—with up to 50% savings and 10% cashback rewards.
Mining Rehabilitation Guarantees: A full-value guarantee accepted by the DMRE, providing immediate financial provision for environmental rehabilitation and ending the inefficiency of traditional trust funding.
Our team’s combined leadership experience across motor, mining, telecoms, construction, retail, and petroleum gives us a unique ability to design solutions that work on the ground, not just on paper. We don’t just provide products; we partner with you to improve lives—whether you’re managing a workforce, running a service station, closing a mine, or protecting your family’s future.
Welcome to Bophelo 100. Your wellbeing, delivered.
Bophelo100 is a health and financial wellness service provider, inspired by contributing to improving employees and/or customers lives from challenges ranging from access to quality healthcare, financial wellness, and holistic estate planning. It was founded by a management team with extensive experience in human resources, franchise management, engineering, property development, facilities management, entrepreneurship and financial services. This expertise has been achieved at senior management level from blue chip companies in motor, mining, telecoms, construction, retail, and petroleum industries.
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